Write a letter to a customer to apply for overdraft facility

There may be a situation when one withdraws excess amount of money from a bank account resulting in zero balance. This is a case of overdraft with the account being overdrawn. An overdraft facility allows an individual to draw money from the bank even if his account does not have sufficient fund or no fund at all, up to a predefined limit. But for that to happen, the bank has to be requested to make arrangement for overdraft facility for a certain period of time. This is a simple request letter to a customer to apply for overdraft facility. The article addresses the question of properly presenting the request to the concerned person. The letter can be modified according to the need and preference.

To
Customer Name
Customer address

Subject: Arrangement for Overdraft facility

                            

Dear Sir/Madam,

                              I would like to bring to your notice that the cheque issued from your end today of Rs 11000 is overdrawn by 1000 rupees. Hence, the cheque could not be cleared due to bank rules. I would advise you to apply for an overdraft facility if you want the bank to honor your cheques which are overdrawn in future.  

                              This is for your kind information and necessary action.

                                                                                            Yours truly,

                                                                                             Your Name

                                                                                             Your Designation

                                                                                             Bank Name

Date:
Place: