Though credit card has a number of advantages, but it is also a fact that credit card service can lead to increase in additional expenses. In such a case, it is better to close your credit card. This is a sample letter to Bank Manager informing your debit card getting stuck in ATM machine during transaction. The letter can be modified according to need and preference.
To
The Bank Manager
Bank Name
Bank Address
Subject: cancellation of credit card
Dear Sir/Madam,
I, (Your Name), hold a credit card of your reputed bank with credit card number (number) since two years. I am writing this letter to inform you about cancellation of the credit card.
Due to my current financial condition, I am not in a position to hold your credit card service. The past two years has seen a significant increase in unnecessary spending from my side which is hampering my savings.
There is neither any outstanding bill nor any loan against this credit card to the best of my knowledge.
Therefore, I request you to cancel my credit card with immediate effect.
This is for
your kind information and necessary action.
Yours truly,
Your name
Your address
Date:
Place:
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