Most people look for
getting fund for building a home by applying for home loan from a bank. Generally,
a loan is given against a property so that the bank can have a guarantee in
case the client fails to repay the loan. It is necessary to have first-hand
information regarding the type of loan being sought such as the maximum loan
amount, the duration of the loan, the interest etc. If the bank finds all the
documents of the loan applier genuine, the chances of the loan getting approved
increases. This is a simple request letter to a Bank Manager for applying for a
home loan. The article addresses the
question of properly presenting the request to the concerned person.
To
The Bank Manager
Bank Name
Branch Name
Address of Bank
The Bank Manager
Bank Name
Branch Name
Address of Bank
Sub: Application for home loan
Dear Sir/Madam,
I hold a savings account in your [Bank
name, Branch name] which is [Bank Account Number]. I am a school teacher by
profession with a secured job and hence there won’t be any problem in returning
the loan amount.
In order to build my house, I would require
a sum of seven lakhs as loan. Hence, I would request you to kindly process and
grant my loan application. I have gone through the terms and conditions of the
loan and I accept all the conditions including paying the monthly installments
on time. I will be highly grateful for the financial assistance for the home
loan.
I am attaching
the below mentioned enclosures for processing the loan would be very much happy
to oblige any other formalities required by the bank.
In case, the bank requires any other clarification, I can be contacted at
[mobile number] or by email [email address].
This is for your kind information and
necessary action.
Yours faithfully,
Your name
Your
address
Your Contact No.
Date:
Place:
Place:
Enclosures:
1. ID proof
2. Address proof
3. Bank account statement (last 10 transactions)
4. Other documents as required by bank
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