Write a letter to the Bank Manager requesting for home loan

Most people look for getting fund for building a home by applying for home loan from a bank. Generally, a loan is given against a property so that the bank can have a guarantee in case the client fails to repay the loan. It is necessary to have first-hand information regarding the type of loan being sought such as the maximum loan amount, the duration of the loan, the interest etc. If the bank finds all the documents of the loan applier genuine, the chances of the loan getting approved increases. This is a simple request letter to a Bank Manager for applying for a home loan. The article addresses the question of properly presenting the request to the concerned person.

To
The Bank Manager
Bank Name
Branch Name
Address of Bank

Sub: Application for home loan

Dear Sir/Madam,

                              I hold a savings account in your [Bank name, Branch name] which is [Bank Account Number]. I am a school teacher by profession with a secured job and hence there won’t be any problem in returning the loan amount.

                            In order to build my house, I would require a sum of seven lakhs as loan. Hence, I would request you to kindly process and grant my loan application. I have gone through the terms and conditions of the loan and I accept all the conditions including paying the monthly installments on time. I will be highly grateful for the financial assistance for the home loan.

                               I am attaching the below mentioned enclosures for processing the loan would be very much happy to oblige any other formalities required by the bank. In case, the bank requires any other clarification, I can be contacted at [mobile number] or by email [email address].

                                This is for your kind information and necessary action.

                                                                                                            Yours faithfully,

                                                                                                             Your name

                                                                                                             Your address

                                                                                                             Your Contact No.

Date:
Place:

Enclosures:

1. ID proof

2. Address proof

3. Bank account statement (last 10 transactions)

4. Other documents as required by bank

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Sample letter of application to the Branch Manager for personal loan against insurance policy