Write a Letter to your younger brother about the advantages of having a savings account in the bank


A savings account in the bank is a perfect option for keeping the extra money that you saved after having cleared all the monthly expenses. There are a number of advantages that one gets when they one keeps fund accessible in a savings account. Save keeping, ease of access and security are few of the examples. This is a simple letter to a younger brother about the advantages of having a savings account in the bank. The article addresses the question of properly presenting the letter to the concerned person. The letter may be modified according to the situation and preference.

To
ABC
C/0 XYZ
Address of ABC

Subject: Advantages of Savings Bank Account

Dear ABC,

                             It’s been over a month since I last heard from you. I hope this letter finds you in the best of health. I have written this letter with the intention of putting forth to you the benefits of having a Savings Bank Account. Hope the below mentioned points provide you with basic information regarding a Savings Bank Account.

1.      The first thing that a Savings Bank Account does is insure safety. When your hard earned money is stored in a bank, it is safe from probable robbery or maybe even a natural calamity such as fire at home.
2.      The amount deposited in a Savings account gives you an income source in the form of interest rate. The rate of interest can vary from bank to bank and has been rather on the lower side recently; still it is better than keeping idle at home.
3.      You can also avail easy cash withdrawal option, anywhere and anytime, using ATM card linked with a Savings account.  
4.      You can also opt for net banking or mobile banking along with your Savings Bank Account which gives you 24 hour access to your account from the comfort of your home for online transactions.      
5.      Savings Bank Account keeps a fine balance at ease of availability of cash. The access to fund is not as easy as cash at hand while at the same time not as tedious (deductions, time consuming) as cash in long term investments.
6.      Money in Savings Account acts as separate fund and with regular deposits to the account, you can watch your money grow and encourage you to save more for a specific or emergency purpose

                                          I hope I am able to provide you some basic insights regarding the benefit of Savings Account and I do believe it’s the right time for you to open one. I have nothing more to add today.. Hope to see you soon.
                          
                                                                                   Yours truly

                                                                                                                                                                                                                                                                                                                                   Your Name
                                                                                   Your Address

Date:
Place:

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